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$1,189,000

Beds
3
Baths
2.5
sq ft
Unknown

195 Saint Philip St, Charleston, SC 29403

195 Saint Philip St

Charleston, SC 29403

  • Pending
    • Price drop $1,000↓
In Charleston's most up and coming areas, this home is walking distance to Charleston's best shopping, dining and entertainment. Neil Stevenson designed Midtown offers lifestyle at your doorstep! The Master's roof top balcony is a wonderful place to sip a cocktail watching sunsets over The Peninsula's rooftops. A 2nd floor porch overlooks St. Philip St. and your 2 car driveway. The exterior's refinished steel, stucco and paint ensures trouble free maintenance. New wood flooring on the first floor, Quartz counter tops in kitchen and bathrooms including fixtures, a new water heater & HVAC systems recently replaced with smart nest controls and duct work cleaned, dimmer controlled lighting throughout and new carpet in guest bedrooms makes this home ready for personal enjoyment and investment.Modern Convenience perfectly describes this Charleston Single. Midtown, was built in 2008 to provide upscale living in the heart of the Peninsula. Only a block to King St. and lying in between Cannon and Spring, you can walk or bike to anywhere on The Peninsula to enjoy farmers markets, wonderful galleries, music venues and theaters. Charleston's many annual festivals and attractions, including Spoleto, Wild Life Expo and Food and Wine, Home & Garden tours, Jazz Fest and many more are minutes from your front door via a short walk or rickshaw ride! Midtown's sophisticated enclave provides a safe, lock & leave option and the home's X-flood zone requires no flood insurance. Cannonborough and Elliotborough are the "Gateway to the Peninsula". Currently experiencing a city and community backed neighborhood revitalization, the streets of this neighborhood have a great energy and youthfulness. Aiding in redevelopment is the Spring and Cannon corridor, home to a number of local restaurants, flower shops, bakeries, and other small boutiques. Both boroughs offer great opportunities for homebuyers, whether first time, looking to buy and then rent, or those interested in renovating a historic Charleston peninsular home.

Details

Property type

Single Family Residence

Est. home value

$1,191,140

Lot size

1,306.8 sq ft

Price per sq ft

Unknown

Year built

2008

HOA fee

$380

Price History

09/13/2024
CTAR

CTAR #24016667

Pending
$1,189,000
08/13/2024
CTAR

CTAR #24016667

Price change
$1,189,000
-0.08%
08/02/2024
CTAR

CTAR #24016667

Price change
$1,190,000
-7.75%

Schools & Community

Neighborhood: 

Cannonborough/Elliottbororugh

Elementary school: 

James Simons

Middle school: 

Simmons Pinckney

High school: 

Burke

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,046,786
Asking price
$1,189,000
Closing costs (~8% of asking)
-$95,120
Est. remaining loan balance
-$47,094
Cash to seller
$1,046,786

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bank Of America Na

Loan start date

June 2011

Original loan amount

$303,800

Est. remaining balance

$47,094

Interest rate

3.82%

Loan type

New Conventional, 15 year

Seller

Richard E Moretz and L Melinda Moretz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 09/16/2024 at 10:45 PM

Listing updated: 09/13/2024 at 11:08 PM

Listed by: Brian Caldwell, Dunes Properties of Charleston Inc Phone #: (843) 881-5600

MLS: CTAR #24016667

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