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$1,320,000

Beds
3
Baths
2.5
sq ft
1,760

195 Saint Philip St, Charleston, SC 29403

195 Saint Philip St

Charleston, SC 29403

  • 3 days on market
Modern Convenience perfectly describes this Charleston Single. Midtown, designed by proclaimed Charleston architect Neil Stevenson was built in 2008 to provide upscale living in the heart of the Peninsula. Only a block to King St. and lying in between Cannon and Spring, this home is walking distance to Charleston's best shopping and dining. Natural light floods the home via the large scale windows creating an open airy feel. The Master level's roof top balcony is a wonderful place to watch sunsets over the peninsula's rooftops or have a cocktail listening to the sounds of the city. The 2nd floor porch overlooks Saint Philip St. and the home's 2 car driveway. Midtown's sophisticated enclave provides a safe, lock & leave option and the home's X-flood zone requires no flood insurance.

Details

Property type

Single Family Residence

Est. home value

$1,191,140

Lot size

1,306.8 sq ft

Price per sq ft

$750

Year built

2008

HOA fee

$380

Price History

07/01/2024
CTAR

CTAR #24016667

Listed
$1,320,000
+104.65%
07/07/2016
CTAR

CTAR #16012845

Sold
$645,000

Schools & Community

Neighborhood: 

Cannonborough/Elliottbororugh

Elementary school: 

James Simons

Middle school: 

Simmons Pinckney

High school: 

Burke

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,163,186
Asking price
$1,320,000
Closing costs (~8% of asking)
-$105,600
Est. remaining loan balance
-$51,214
Cash to seller
$1,163,186

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bank Of America Na

Loan start date

June 2011

Original loan amount

$303,800

Est. remaining balance

$51,214

Interest rate

3.82%

Loan type

New Conventional, 15 year

Seller

Richard E Moretz and L Melinda Moretz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 07/04/2024 at 11:30 PM

Listing updated: 07/01/2024 at 2:43 PM

Listed by: Brian Caldwell, Dunes Properties of Charleston Inc Phone #: (843) 881-5600

MLS: CTAR #24016667

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