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$1,150,000

Beds
3
Baths
2.5
sq ft
Unknown

195 Saint Philip St, Charleston, SC 29403

195 Saint Philip St

Charleston, SC 29403

  • 97 days on market
This spectacular Charleston Real Estate is walking distance to the best shopping, dining & entertainment. There are two onsite parking spaces and an additional space for a golf cart. The home is three levels with the master featuring a roof top terrace to enjoy drinks and sunsets. The second level also has a porch overlooking St. Philip Street where the two other bedrooms are. A new water heater & HVAC systems recently replaced and new carpet in guest bedrooms makes this home ready for move in.

Details

Property type

Single Family Residence

Est. home value

$1,191,140

Lot size

1,306.8 sq ft

Price per sq ft

Unknown

Year built

2008

HOA fee

$380

Price History

03/13/2025
CTAR

CTAR #24030266

Removed
$1,150,000
03/03/2025
CTAR

CTAR #24030266

Listed
$1,150,000
02/15/2025
CTAR

CTAR #24030266

Pending
$1,150,000

Schools & Community

Neighborhood: 

Cannonborough/Elliottbororugh

Elementary school: 

James Simons

Middle school: 

Simmons Pinckney

High school: 

Burke

Number of units in community: 

1

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,023,425
Asking price
$1,150,000
Closing costs (~8% of asking)
-$92,000
Est. remaining loan balance
-$34,575
Cash to seller
$1,023,425

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bank Of America Na

Loan start date

June 2011

Original loan amount

$303,800

Est. remaining balance

$34,575

Interest rate

3.82%

Loan type

New Conventional, 15 year

Seller

Richard E Moretz and L Melinda Moretz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Price drop
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$1,149,000
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12 Poplar St, Charleston, SC 29403

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CTAR
$1,175,000
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15 Horlbeck Aly Unit A-7, Charleston, SC 29401

Status: Active

Tomo last checked: 03/14/2025 at 2:35 AM

Listing updated: 03/13/2025 at 5:27 AM

Listed by: Jenna Philipp, Palmetto Commercial Prop, LLC Phone #: (843) 577-2550

MLS: CTAR #24030266

CTAR logo

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