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20765 FM 678, Whitesboro, TX 76273

20765 FM 678

Whitesboro, TX 76273

  • 279 days on market
    • Price drop $20,000↓
This property has it all! Almost 14 picturesque acres * gunite swimming pool with swim-up bar, spa & waterfall feature * fire pit * spray foamed 1200SF workshop with HVAC, electric, loft & apartment with full bath & WD hookups * pond * trees * 120SF spray foamed she-shed with half bath * storm cellar * greenhouse * line of sight internet tower * Generac generator! The 3200+ SF house has energy efficient spray foam exterior walls & rafters. 4 bedrooms plus an office & media room. Kitchen features granite, large island, gas range, custom cabinets & oversized walk-in pantry. The large master bedroom includes an additional 9x12 sitting area with french doors that open to a balcony overlooking the pool, pond, and the beautiful back acreage. Stunning floor to ceiling rock fireplace. The stained wood cabinets, trim, mantel, living room ceiling & beams are made of cedar from the property. Buyer and-or Buyer's agent to verify any and all information provided by Seller and-or Seller's agent.


Property type

Single Family Residence

Est. home value


Lot size

13.89 acres

Price per sq ft


Year built


Annual property taxes


Price History


NTREIS #20378935

Price change

NTREIS #20378935

Price change

NTREIS #20378935


Schools & Community

Elementary school: 


Middle school: 


High school: 


School district: 

Callisburg ISD

Tracey, Home Search Advisor
Home Search Advisor

How can I help? Hi, I’m Tracey, your real estate expert. Send me your questions about this listing or about shopping for homes.

Response time: 20 min or less

or text or call (404) 738-5385

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

Asking price
Closing costs (~8% of asking)
Est. remaining loan balance
Cash to seller

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History


Muenster State Bank

Loan start date

March 2023

Original loan amount


Est. remaining balance


Interest rate


Loan type

New Conventional, 15 year


Bradley Scott Thurman and Christy Thurman

Source: Public records data

If you're the owner, you can request to remove loan details. Email

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.


If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.


If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/16/2024 at 6:10 PM

Listing updated: 03/26/2024 at 7:23 PM

Listed by: Steve Ritchey, Ritchey Real Estate Group Phone #: (903) 819-6739

MLS: NTREIS #20378935


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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.