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Cadence Bank is in a post-merger identity crisis. The 2021 combination of Cadence Bancorporation and BancorpSouth created what customers now describe as a “service lottery”—whether your loan file gets routed through the old Cadence infrastructure or old BancorpSouth systems appears random. Tomo Mortgage’s TrueRate data shows competitive pricing at 0.22% below the median. The risk Read more
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See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more

First Continental Mortgage offers mortgage rates that are slightly above average, but not dramatically so—ranking near the middle of the pack in terms of pricing competitiveness.… Read more

Brightland Mortgage, previously known as Advisa Mortgage Services, has consistently ranked among the least competitive mortgage lenders in the U.S., landing in the top 30th percentile… Read more

NJ Lenders Corp is a regional mortgage lender with a focus on New Jersey and surrounding states. They offer a full range of loan products and… Read more

Based in North Liberty, Iowa, GreenState Credit Union is a standout for its borrower-friendly mortgage products. With lower-than-average fees and competitive rates, this credit union makes… Read more

Based in Swansea, Massachusetts, BayCoast Mortgage Company offers home loans throughout the Northeast. While it aims to provide competitive mortgage options, borrowers should be aware that… Read more

This Massachusetts-based bank, headquartered in Orleans, serves homebuyers across Cape Cod and the surrounding areas. While it prides itself on community banking, borrowers should review loan… Read more

FirstBank’s distinctive approach to mortgage lending focuses on combining regional roots with a relationship-driven model. Headquartered in Lakewood, Colorado, the bank has built a strong presence… Read more

With its headquarters in Fall River, Massachusetts, this historic bank provides mortgage products to customers in the region. While it maintains a strong community presence, borrowers… Read more

Headquartered in Modesto, California, Valley First Credit Union serves members throughout the Central Valley. While credit unions typically offer favorable loan terms, homebuyers should still be… Read more

Utah Community Credit Union operates with a member-first mindset, offering a variety of mortgage products with competitive rates. As a not-for-profit credit union, UCCU combines personalized… Read more

Based in Warren, Ohio, 7 17 Credit Union provides a range of home loan options to its members. Though it offers competitive rates, borrowers should be… Read more

Headquartered in Bangor, Maine, this regional bank offers mortgage products designed for homebuyers across New England. Bangor Savings Bank is known for its personalized service—but prospective… Read more