Tips, trends and insights for homebuyers like you.
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Homebuyer Stress in America: 2025
Today’s mortgage rates aren’t extreme, but they feel that way to homebuyers, prolonging searches and increasing stress. The real cost of homeownership has been growing significantly in recent years.1 In 2000, a typical homebuyer spent 20% of their income on a mortgage. Today, roughly 38% of a buyer’s income goes toward housing. Every day, we… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
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How FHFA Could Lower Mortgage Rates in 2025: A Look at GSE MBS Purchases
Background A scenario we are prepping for at Tomo is the event of Fannie Mae and Freddie Mac (the GSEs) stepping into the market to buy… Read more
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Your Job Might Be Holding You Back
You can be great at your job and still struggle to buy a home — or to keep one without feeling stretched thin. The problem isn’t… Read more
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Press Release: AI-powered Tomo Mortgage Raises $20M with Backing from Progressive Insurance®
After a year of explosive growth,Tomo, a fintech startup co-founded by former Zillow executives, now backed by Progressive Insurance, Ribbit Capital, NFX, and DST Global Partners… Read more
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Buying a New Car When Buying a Home
Buying a car and buying a house are two of the biggest financial moves most people make—and if you’re planning to do both in the same… Read more
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Best Financial Tips to Start the New Year
A new year is a natural reset button for your money habits. If buying a home is one of your goals—or if you just want to… Read more
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How Gifts and Big Donations Impact Home Buying
Gift money can be a game-changer when you’re buying a home. With rising home prices and high upfront costs, many buyers—especially first-timers—struggle to save enough for… Read more
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California mortgage rate forecast: 2025
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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Tomo Mortgage tops Bankrate’s list of Best Online Lenders in 2025
We are excited to share that we just rose to the top of Bankrate’s list of Best Online Lenders in 2025. Bankrate evaluates mortgage lenders based… Read more
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2025 Mortgage Review: Mortgage Solutions Financial
Mortgage Solutions Financial is a regional lender based in Colorado Springs, serving homebuyers and refinancers primarily within the state. They offer a straightforward, no-frills mortgage process—an… Read more
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2025 Mortgage Review: Almeda Mortgage Corp
Alameda Mortgage Corporation is a regional lender based in Walnut Creek, California, specializing in residential mortgages with a focus on the California market. They offer both… Read more
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2025 Mortgage Review: MLB Mortgage
MLB Mortgage has struggled to keep up with industry standards, consistently offering mortgage rates well above the market average. Over the past two years, its higher-than-normal… Read more
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2025 Mortgage Review: Compeer Financial
Compeer Financial may present itself as a trusted financial partner with a focus on sustainability, but its mortgage rates have told a different story. For the… Read more