Tips, trends and insights for homebuyers like you.
Filter by:
-
Tomo Mortgage Review 2026: Lower Rates, Zero Fees, Faster Close
See what real customers say about Tomo Mortgage, including star ratings, the loan process, rates, pros, cons, and how Tomo compares to other lenders. Updated for 2026. Read more
By:
•
-
2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
-
Closing disclosure? What’s that?
The Closing Disclosure is a document that spells out every last cent and every commitment you’re about to make before you officially become a homeowner. Here’s… Read more
-
Want a lower rate? Here’s when you can refinance your home
The best time to refinance your home depends on a combination of personal factors and market conditions. Here are some key indicators that it might be… Read more
-
Wait… I can use my 401(k) to buy a house?
Yes, you can tap into your 401(k) to buy a house, but it’s not something to jump into lightly. There are some real trade-offs you should… Read more
-
Why the Fed doesn’t actually change your mortgage rates
Reading this title, you might be thinking, “What? The Fed doesn’t change my rates? Yeah, right!” And that’s totally fair—it’s hard to ignore the constant buzz… Read more
-
Will mortgage interest rates go down?
Here’s the scoop: Interest rates are always on the move, which can make it tricky to figure out the right time to lock in a mortgage… Read more
-
What is a physician mortgage loan?
A physician mortgage loan is a type of mortgage intended for doctors and similar high-income medical professionals. It is designed to accommodate their financial circumstances, often… Read more
-
HOAs: the good the bad the ugly
If you’re eyeing a neighborhood with well-manicured lawns and pristine amenities, chances are it’s run by an HOA — homeowners association. Basically, it’s a group of… Read more
-
What exactly is a remote closer in mortgage?
A remote closer (sometimes known as a mobile notary) handles the final steps of closing a mortgage deal, but they do it all virtually. They make… Read more
-
Will the housing market crash? Here’s what you need to know
Let’s be real—there’s a lot of fear-mongering in the media about a housing crash. You’ve probably seen headlines like “Is the Housing Market About to Crash?”… Read more
-
The savings guide: how much to save for your first home
Saving for your first home can feel like a daunting task. With rising prices and the many costs associated with homeownership, it’s easy to get overwhelmed… Read more
-
What is a second mortgage?
A second mortgage is basically another loan against your home after you’ve already taken out your first mortgage. It lets you tap into the equity you’ve… Read more
-
Moving day: mastering the chaos
How do I handle the actual move like a pro? Confirm your movers’ ETA, and make sure everything’s boxed up, labeled, and ready to roll. Keep… Read more