Tips, trends and insights for homebuyers like you.
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How to Rate Shop for a Mortgage Without Hurting Your Credit Score
Shopping multiple mortgage lenders does not multiply the hit to your credit score. Under current FICO scoring models, multiple mortgage-related hard inquiries made within a 45-day window count as a single inquiry, not one penalty per lender. Some older FICO versions still in use by certain lenders shrink that to 14 days, and VantageScore uses… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
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2024 Best Private Schools in Atlanta
Navigating Atlanta’s Private School Landscape Susie Chow, Tomo’s Lead Writer & Atlanta resident, combines exclusive on the ground local insights with real estate expertise and economic… Read more
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7 Best Places in Atlanta for Commuting
Your Guide to Average Commute Times to Atlanta Suburbs Susie Chow, Tomo’s Lead Writer & Atlanta resident, combines exclusive on the ground local insights with real… Read more
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2024 Best Atlanta Suburbs
The Suburban Gems that make atlanta Shine Susie Chow, Tomo’s Lead Writer & Atlanta resident, combines exclusive on the ground local insights with real estate expertise… Read more
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7 Best Neighborhoods in Atlanta
The Only Guide You’ll Need Susie Chow, Tomo’s Lead Writer & Atlanta resident, combines exclusive on the ground local insights with real estate expertise and economic… Read more