Who has low mortgage rates?

A good rate for a primary, single-family home in for , and credit score

Insights

Negotiate everything—rates, fees, and terms are not set in stone.

Portrait of George Robinson, Chief Data ScientistGeorge Robinson Chief Data Scientist

Lenders with low rates

It’s hard to find a lender in the good rate range—we’ve analyzed 442 lenders and found some likely to get you a good deal.

LenderLender feesCustomer summary

Insights

Negotiate everything—rates, fees, and terms are not set in stone.

Portrait of George Robinson, Chief Data ScientistGeorge Robinson Chief Data Scientist

Lenders likely to have high rates

We dont accept advertising, so TrueRate can give the real lender story. We looked at 442 lenders and these lenders are likely to offer you a high rate.

LenderLender feesSummary

Insights

Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Portrait of George Robinson, Chief Data ScientistGeorge Robinson Chief Data Scientist

Methodology

We believe in transparency. Here’s how we crunched the numbers.

Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.