Tomo Mortgage
Best Online Lender 2025
Bankrate
5 out of 5 star rating

Welcome, Progressive customers! Get a $750 closing cost credit on your mortgage.

Get rates 0.3% lower than the industry with no lender fees.

5.625
%

Rate

5.857
%

APR

Buy a lower rate

Drag the slider to see how much more you need to pay at closing to get a lower rate.

Additional loan details

Monthly payments
$2,303
Lender fees
$0 guaranteed
Due at closing
$121,960
-Cost to buy a lower rate
$9,960
-Closing costs
$8,000-$12,000
-Down payment
$100,000

Your quote is based on a as in with a purchase price of and .

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“
“They were super responsive throughout the process and we got the lowest rate.”
Mariah S.
5 out of 5 stars
Trustpilot
“
“No hidden fees and patience to explain every number from pre-approval all the way up to final closing numbers.”
Elias L.
5 out of 5 stars
Trustpilot
“
“They offered the lowest mortgage rate I could find, and their team provided outstanding support from start to finish.”
Miriam R.
5 out of 5 stars
Trustpilot
“
“I was skeptical of working with an online provider but my experience gave me a confidence to trust Tomo.”
Steve
5 out of 5 stars
Trustpilot